<?xml version='1.0' encoding='UTF-8'?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://www.troypay.io/terms-of-service</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy-pay-pos-logo.png</image:loc><image:caption>troy-pay-pos-logo</image:caption><image:title>troy-pay-pos-logo</image:title></image:image><lastmod>2026-04-29</lastmod></url><url><loc>https://www.troypay.io/payment-reconciliation</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Blue%20audit%20trails%20icon.png</image:loc><image:caption>Blue audit trails icon</image:caption><image:title>Blue audit trails icon</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Two%20employees%20happy%20and%20fist%20bumping%20because%20TROY%20pay%20check%20printing%20software%20analyzed%20and%20fixed%20errors%20automatically%20copy.webp</image:loc><image:caption>Two employees happy and fist bumping because TROY pay check printing software analyzed and fixed errors automatically copy</image:caption><image:title>Two employees happy and fist bumping because TROY pay check printing software analyzed and fixed errors automatically copy</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Two%20employees%20analyzing%20audit%20report%20in%20front%20of%20TROY%20Pay%20audit%20log%20screen%20copy.webp</image:loc><image:caption>Two employees analyzing audit report in front of TROY Pay audit log screen copy</image:caption><image:title>Two employees analyzing audit report in front of TROY Pay audit log screen copy</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Blue%20positive%20pay%20icon.png</image:loc><image:caption>Blue positive pay icon</image:caption><image:title>Blue positive pay icon</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Payroll%20worker%20looking%20at%20error%20detection%20and%20invoices%20through%20TROY%20Pay%20%20copy.webp</image:loc><image:caption>Payroll worker looking at error detection and invoices through TROY Pay  copy</image:caption><image:title>Payroll worker looking at error detection and invoices through TROY Pay  copy</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy-pay-pos-logo.png</image:loc><image:caption>troy-pay-pos-logo</image:caption><image:title>troy-pay-pos-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Downloading%20a%20full%20financial%20report%20from%20TROY%20Pay%20software%20copy.webp</image:loc><image:caption>Downloading a full financial report from TROY Pay software copy</image:caption><image:title>Downloading a full financial report from TROY Pay software copy</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Blue%20approvals%20icon.png</image:loc><image:caption>Blue approvals icon</image:caption><image:title>Blue approvals icon</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><lastmod>2026-04-22</lastmod></url><url><loc>https://www.troypay.io/blog/what-do-you-need-to-print-checks-in-house</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20%20-%20Intnernal%20fraud%20blog%20image%20nd.png</image:loc><image:caption>TROY Pay  - Intnernal fraud blog image nd</image:caption><image:title>TROY Pay  - Intnernal fraud blog image nd</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20-%207%20signs%20your%20AP%20process%20is%20slowing%20business%20growth.png</image:loc><image:caption>TROY Pay - 7 signs your AP process is slowing business growth</image:caption><image:title>TROY Pay - 7 signs your AP process is slowing business growth</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20-%20Printers%2c%20software%2c%20consumables.webp</image:loc><image:caption>TROY Pay - Printers, software, consumables</image:caption><image:title>TROY Pay - Printers, software, consumables</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/MICR%20printers%20collage%20.webp</image:loc><image:caption>MICR printers collage </image:caption><image:title>MICR printers collage </image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy-pay-pos-logo.png</image:loc><image:caption>troy-pay-pos-logo</image:caption><image:title>troy-pay-pos-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20-%20What%20you%20need%20to%20print%20checks%20in-house.png</image:loc><image:caption>TROY Pay - What you need to print checks in-house</image:caption><image:title>TROY Pay - What you need to print checks in-house</image:title></image:image><lastmod>2026-06-18</lastmod></url><url><loc>https://www.troypay.io/blog</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Man%20calculating%20AP%20automation%20ROI.png</image:loc><image:caption>Man calculating AP automation ROI</image:caption><image:title>Man calculating AP automation ROI</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20%20-%20Intnernal%20fraud%20blog%20image%20nd.png</image:loc><image:caption>TROY Pay  - Intnernal fraud blog image nd</image:caption><image:title>TROY Pay  - Intnernal fraud blog image nd</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Man%20using%20TROY%20Pay%20check%20printing%20software%20to%20print%20checks%20in%20house.webp</image:loc><image:caption>Man using TROY Pay check printing software to print checks in house</image:caption><image:title>Man using TROY Pay check printing software to print checks in house</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Real-Time%20Payment%20Tracking.png</image:loc><image:caption>Real-Time Payment Tracking</image:caption><image:title>Real-Time Payment Tracking</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy-pay-pos-logo.png</image:loc><image:caption>troy-pay-pos-logo</image:caption><image:title>troy-pay-pos-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Woman%20using%20accounts%20payable%20automation.png</image:loc><image:caption>Woman using accounts payable automation</image:caption><image:title>Woman using accounts payable automation</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20-%207%20signs%20your%20AP%20process%20is%20slowing%20business%20growth.png</image:loc><image:caption>TROY Pay - 7 signs your AP process is slowing business growth</image:caption><image:title>TROY Pay - 7 signs your AP process is slowing business growth</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/How%20to%20Reduce%20Invoice%20Processing%20Costs.png</image:loc><image:caption>How to Reduce Invoice Processing Costs</image:caption><image:title>How to Reduce Invoice Processing Costs</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20-%20What%20you%20need%20to%20print%20checks%20in-house.png</image:loc><image:caption>TROY Pay - What you need to print checks in-house</image:caption><image:title>TROY Pay - What you need to print checks in-house</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20-%20Your%20check%20has%20been%20mailed%20-%20Blog%20Image.png</image:loc><image:caption>TROY Pay - Your check has been mailed - Blog Image</image:caption><image:title>TROY Pay - Your check has been mailed - Blog Image</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Teammates%20using%20TROY%20Pay%20software%20positive%20pay%20feature.png</image:loc><image:caption>Teammates using TROY Pay software positive pay feature</image:caption><image:title>Teammates using TROY Pay software positive pay feature</image:title></image:image><lastmod>2026-05-14</lastmod></url><url><loc>https://www.troypay.io/blog/how-to-print-business-checks-securely</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Man%20using%20TROY%20Pay%20check%20printing%20software%20to%20print%20checks%20in%20house.webp</image:loc><image:caption>Man using TROY Pay check printing software to print checks in house</image:caption><image:title>Man using TROY Pay check printing software to print checks in house</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy-pay-pos-logo.png</image:loc><image:caption>troy-pay-pos-logo</image:caption><image:title>troy-pay-pos-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Two%20employees%20analyzing%20audit%20report%20in%20front%20of%20TROY%20Pay%20audit%20log%20screen%20copy.webp</image:loc><image:caption>Two employees analyzing audit report in front of TROY Pay audit log screen copy</image:caption><image:title>Two employees analyzing audit report in front of TROY Pay audit log screen copy</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20-%20Printers%2c%20software%2c%20consumables.webp</image:loc><image:caption>TROY Pay - Printers, software, consumables</image:caption><image:title>TROY Pay - Printers, software, consumables</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Small%20business%20owner%20scheduling%20payments%20to%20vendors%20through%20TROY%20Pay%20copy.webp</image:loc><image:caption>Small business owner scheduling payments to vendors through TROY Pay copy</image:caption><image:title>Small business owner scheduling payments to vendors through TROY Pay copy</image:title></image:image><lastmod>2026-05-14</lastmod></url><url><loc>https://www.troypay.io</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Technical%20support%20manager%20assisting%20with%20TROY%20Pay%20check%20printing%20software%20(600%20x%20400%20px)%20(1)%20copy.webp</image:loc><image:caption>Technical support manager assisting with TROY Pay check printing software (600 x 400 px) (1) copy</image:caption><image:title>Technical support manager assisting with TROY Pay check printing software (600 x 400 px) (1) copy</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/qb-fp-sync-1.svg</image:loc><image:caption>qb-fp-sync-1</image:caption><image:title>qb-fp-sync-1</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Man%20using%20TROY%20Pay%20to%20print%20a%20check%20(1)%20copy.webp</image:loc><image:caption>Man using TROY Pay to print a check (1) copy</image:caption><image:title>Man using TROY Pay to print a check (1) copy</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Dark%20blue%20automation%20icon.png</image:loc><image:caption>Dark blue automation icon</image:caption><image:title>Dark blue automation icon</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/HIPAA%20compliant%20logo.png</image:loc><image:caption>HIPAA compliant logo</image:caption><image:title>HIPAA compliant logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Woman%20using%20printing%20her%20own%20check%20with%20TROY%20Pay.png</image:loc><image:caption>Woman using printing her own check with TROY Pay</image:caption><image:title>Woman using printing her own check with TROY Pay</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Soc%202%20Logo.png</image:loc><image:caption>Soc 2 Logo</image:caption><image:title>Soc 2 Logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Dark%20blue%20user%20roles%20icon.png</image:loc><image:caption>Dark blue user roles icon</image:caption><image:title>Dark blue user roles icon</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/cibc-logo.png</image:loc><image:caption>cibc-logo</image:caption><image:title>cibc-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/pnc-logo.png</image:loc><image:caption>pnc-logo</image:caption><image:title>pnc-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/truist-logo.png</image:loc><image:caption>truist-logo</image:caption><image:title>truist-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/wells-fargo-logo.png</image:loc><image:caption>wells-fargo-logo</image:caption><image:title>wells-fargo-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy-pay-pos-logo.png</image:loc><image:caption>troy-pay-pos-logo</image:caption><image:title>troy-pay-pos-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Dark%20blue%20pay%20how%20you%20want%20icon%20(2).png</image:loc><image:caption>Dark blue pay how you want icon (2)</image:caption><image:title>Dark blue pay how you want icon (2)</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/citi-logo.png</image:loc><image:caption>citi-logo</image:caption><image:title>citi-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/ncr-logo.png</image:loc><image:caption>ncr-logo</image:caption><image:title>ncr-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Man%20using%20TROY%20Pay%20check%20printing%20software%20on%20laptop-1.png</image:loc><image:caption>Man using TROY Pay check printing software on laptop-1</image:caption><image:title>Man using TROY Pay check printing software on laptop-1</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/PCI%20DSS%20compliant%20logo.png</image:loc><image:caption>PCI DSS compliant logo</image:caption><image:title>PCI DSS compliant logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/bank-america-logo.png</image:loc><image:caption>bank-america-logo</image:caption><image:title>bank-america-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Man%20using%20TROY%20Pay%20eCheck%20or%20ACH%20payment.png</image:loc><image:caption>Man using TROY Pay eCheck or ACH payment</image:caption><image:title>Man using TROY Pay eCheck or ACH payment</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Dark%20blue%20%20track%20payments%20icon.png</image:loc><image:caption>Dark blue  track payments icon</image:caption><image:title>Dark blue  track payments icon</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20Payment%20Tracking%20UI.png</image:loc><image:caption>TROY Pay Payment Tracking UI</image:caption><image:title>TROY Pay Payment Tracking UI</image:title></image:image><lastmod>2026-05-20</lastmod></url><url><loc>https://www.troypay.io/blog/ap-automation-roi-calculator-guide</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Woman%20using%20accounts%20payable%20automation.png</image:loc><image:caption>Woman using accounts payable automation</image:caption><image:title>Woman using accounts payable automation</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy-pay-pos-logo.png</image:loc><image:caption>troy-pay-pos-logo</image:caption><image:title>troy-pay-pos-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Man%20looking%20at%20current%20AP%20process.png</image:loc><image:caption>Man looking at current AP process</image:caption><image:title>Man looking at current AP process</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Woman%20calculating%20AP%20automation%20roi.png</image:loc><image:caption>Woman calculating AP automation roi</image:caption><image:title>Woman calculating AP automation roi</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20-%20What%20you%20need%20to%20print%20checks%20in-house.png</image:loc><image:caption>TROY Pay - What you need to print checks in-house</image:caption><image:title>TROY Pay - What you need to print checks in-house</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Man%20calculating%20AP%20automation%20ROI.png</image:loc><image:caption>Man calculating AP automation ROI</image:caption><image:title>Man calculating AP automation ROI</image:title></image:image><lastmod>2026-07-01</lastmod></url><url><loc>https://www.troypay.io/blog/dont-want-to-print-your-own-checks-heres-your-solution</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20-%20Your%20check%20has%20been%20mailed%20-%20Blog%20Image.png</image:loc><image:caption>TROY Pay - Your check has been mailed - Blog Image</image:caption><image:title>TROY Pay - Your check has been mailed - Blog Image</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Payroll%20employees%20tracking%20payments%20using%20TROY%20Pay%20software%20copy.webp</image:loc><image:caption>Payroll employees tracking payments using TROY Pay software copy</image:caption><image:title>Payroll employees tracking payments using TROY Pay software copy</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Teammates%20using%20TROY%20Pay%20software%20positive%20pay%20feature.png</image:loc><image:caption>Teammates using TROY Pay software positive pay feature</image:caption><image:title>Teammates using TROY Pay software positive pay feature</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Man%20using%20TROY%20Pay%20check%20printing%20software%20to%20print%20checks%20in%20house.webp</image:loc><image:caption>Man using TROY Pay check printing software to print checks in house</image:caption><image:title>Man using TROY Pay check printing software to print checks in house</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy-pay-pos-logo.png</image:loc><image:caption>troy-pay-pos-logo</image:caption><image:title>troy-pay-pos-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><lastmod>2026-05-29</lastmod></url><url><loc>https://www.troypay.io/blog/how-payment-approval-controls-reduce-internal-fraud</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy-pay-pos-logo.png</image:loc><image:caption>troy-pay-pos-logo</image:caption><image:title>troy-pay-pos-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20-%20Your%20check%20has%20been%20mailed%20-%20Blog%20Image.png</image:loc><image:caption>TROY Pay - Your check has been mailed - Blog Image</image:caption><image:title>TROY Pay - Your check has been mailed - Blog Image</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20%20-%20Intnernal%20fraud%20blog%20image%20nd.png</image:loc><image:caption>TROY Pay  - Intnernal fraud blog image nd</image:caption><image:title>TROY Pay  - Intnernal fraud blog image nd</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20%20-%20Error%20Detection.png</image:loc><image:caption>TROY Pay  - Error Detection</image:caption><image:title>TROY Pay  - Error Detection</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Teammates%20using%20TROY%20Pay%20software%20positive%20pay%20feature.png</image:loc><image:caption>Teammates using TROY Pay software positive pay feature</image:caption><image:title>Teammates using TROY Pay software positive pay feature</image:title></image:image><lastmod>2026-06-03</lastmod></url><url><loc>https://www.troypay.io/payment-disbursement-approval-workflows</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy-pay-pos-logo.png</image:loc><image:caption>troy-pay-pos-logo</image:caption><image:title>troy-pay-pos-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Payroll%20employees%20tracking%20payments%20using%20TROY%20Pay%20software%20copy.webp</image:loc><image:caption>Payroll employees tracking payments using TROY Pay software copy</image:caption><image:title>Payroll employees tracking payments using TROY Pay software copy</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Blue%20approval%20role%20editing%20&amp;%20delegation%20icon.png</image:loc><image:caption>Blue approval role editing &amp; delegation icon</image:caption><image:title>Blue approval role editing &amp; delegation icon</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Blue%20real%20time%20approval%20alerts%20icon.png</image:loc><image:caption>Blue real time approval alerts icon</image:caption><image:title>Blue real time approval alerts icon</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Small%20business%20owner%20scheduling%20payments%20to%20vendors%20through%20TROY%20Pay%20copy.webp</image:loc><image:caption>Small business owner scheduling payments to vendors through TROY Pay copy</image:caption><image:title>Small business owner scheduling payments to vendors through TROY Pay copy</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/3%20small%20business%20owners%20using%20TROY%20Pay%20payment%20software%20to%20pay%20vendors%20in%20different%20ways%20copy.webp</image:loc><image:caption>3 small business owners using TROY Pay payment software to pay vendors in different ways copy</image:caption><image:title>3 small business owners using TROY Pay payment software to pay vendors in different ways copy</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Blue%20single%20or%20multi%20level%20approvals%20icon.png</image:loc><image:caption>Blue single or multi level approvals icon</image:caption><image:title>Blue single or multi level approvals icon</image:title></image:image><lastmod>2026-04-22</lastmod></url><url><loc>https://www.troypay.io/features</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20-%20Customer%20Journey%20Chart.png</image:loc><image:caption>TROY Pay - Customer Journey Chart</image:caption><image:title>TROY Pay - Customer Journey Chart</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy-pay-pos-logo.png</image:loc><image:caption>troy-pay-pos-logo</image:caption><image:title>troy-pay-pos-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Two%20happy%20payroll%20employees%20using%20TROY%20Pay%20for%20their%20payroll.webp</image:loc><image:caption>Two happy payroll employees using TROY Pay for their payroll</image:caption><image:title>Two happy payroll employees using TROY Pay for their payroll</image:title></image:image><lastmod>2026-04-22</lastmod></url><url><loc>https://www.troypay.io/blog/vendor-payment-management-software</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Woman%20using%20accounts%20payable%20automation.png</image:loc><image:caption>Woman using accounts payable automation</image:caption><image:title>Woman using accounts payable automation</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Manual%20invoice%20approval%20without%20vendor%20payment%20automation.png</image:loc><image:caption>Manual invoice approval without vendor payment automation</image:caption><image:title>Manual invoice approval without vendor payment automation</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Man%20calculating%20AP%20automation%20ROI.png</image:loc><image:caption>Man calculating AP automation ROI</image:caption><image:title>Man calculating AP automation ROI</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Real-Time%20Payment%20Tracking.png</image:loc><image:caption>Real-Time Payment Tracking</image:caption><image:title>Real-Time Payment Tracking</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy-pay-pos-logo.png</image:loc><image:caption>troy-pay-pos-logo</image:caption><image:title>troy-pay-pos-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Vendor%20Payment%20automation%20across%20multiple%20location.png</image:loc><image:caption>Vendor Payment automation across multiple location</image:caption><image:title>Vendor Payment automation across multiple location</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><lastmod>2026-07-09</lastmod></url><url><loc>https://www.troypay.io/blog/7-signs-your-ap-process-is-slowing-business-growth</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20%20-%20Intnernal%20fraud%20blog%20image%20nd.png</image:loc><image:caption>TROY Pay  - Intnernal fraud blog image nd</image:caption><image:title>TROY Pay  - Intnernal fraud blog image nd</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20-%20Your%20check%20has%20been%20mailed%20-%20Blog%20Image.png</image:loc><image:caption>TROY Pay - Your check has been mailed - Blog Image</image:caption><image:title>TROY Pay - Your check has been mailed - Blog Image</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Successful%20team%20with%20accounts%20payable%20automation.png</image:loc><image:caption>Successful team with accounts payable automation</image:caption><image:title>Successful team with accounts payable automation</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy-pay-pos-logo.png</image:loc><image:caption>troy-pay-pos-logo</image:caption><image:title>troy-pay-pos-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20-%207%20signs%20your%20AP%20process%20is%20slowing%20business%20growth.png</image:loc><image:caption>TROY Pay - 7 signs your AP process is slowing business growth</image:caption><image:title>TROY Pay - 7 signs your AP process is slowing business growth</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Stressed%20woman%20struggling%20with%20inefficient%20accounts%20payable%20process%20(1).png</image:loc><image:caption>Stressed woman struggling with inefficient accounts payable process (1)</image:caption><image:title>Stressed woman struggling with inefficient accounts payable process (1)</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><lastmod>2026-06-10</lastmod></url><url><loc>https://www.troypay.io/blog/what-is-positive-pay-in-banking-how-it-helps-prevent-payment-fraud</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/3%20small%20business%20owners%20using%20TROY%20Pay%20payment%20software%20to%20pay%20vendors%20in%20different%20ways%20copy.webp</image:loc><image:caption>3 small business owners using TROY Pay payment software to pay vendors in different ways copy</image:caption><image:title>3 small business owners using TROY Pay payment software to pay vendors in different ways copy</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Man%20using%20TROY%20Pay%20check%20printing%20software%20to%20print%20checks%20in%20house.webp</image:loc><image:caption>Man using TROY Pay check printing software to print checks in house</image:caption><image:title>Man using TROY Pay check printing software to print checks in house</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20-%20How%20positive%20pay%20works%20%20(1).png</image:loc><image:caption>TROY Pay - How positive pay works  (1)</image:caption><image:title>TROY Pay - How positive pay works  (1)</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy-pay-pos-logo.png</image:loc><image:caption>troy-pay-pos-logo</image:caption><image:title>troy-pay-pos-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Teammates%20using%20TROY%20Pay%20software%20positive%20pay%20feature.png</image:loc><image:caption>Teammates using TROY Pay software positive pay feature</image:caption><image:title>Teammates using TROY Pay software positive pay feature</image:title></image:image><lastmod>2026-05-21</lastmod></url><url><loc>https://www.troypay.io/pricing</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy-pay-pos-logo.png</image:loc><image:caption>troy-pay-pos-logo</image:caption><image:title>troy-pay-pos-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><lastmod>2026-04-23</lastmod></url><url><loc>https://www.troypay.io/blog/what-to-look-for-in-accounts-payable-automation</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Woman%20using%20accounts%20payable%20automation.png</image:loc><image:caption>Woman using accounts payable automation</image:caption><image:title>Woman using accounts payable automation</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20-%207%20signs%20your%20AP%20process%20is%20slowing%20business%20growth.png</image:loc><image:caption>TROY Pay - 7 signs your AP process is slowing business growth</image:caption><image:title>TROY Pay - 7 signs your AP process is slowing business growth</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy-pay-pos-logo.png</image:loc><image:caption>troy-pay-pos-logo</image:caption><image:title>troy-pay-pos-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20-%20What%20you%20need%20to%20print%20checks%20in-house.png</image:loc><image:caption>TROY Pay - What you need to print checks in-house</image:caption><image:title>TROY Pay - What you need to print checks in-house</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Successful%20team%20with%20accounts%20payable%20automation.png</image:loc><image:caption>Successful team with accounts payable automation</image:caption><image:title>Successful team with accounts payable automation</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Stressed%20woman%20struggling%20with%20inefficient%20accounts%20payable%20process%20(1).png</image:loc><image:caption>Stressed woman struggling with inefficient accounts payable process (1)</image:caption><image:title>Stressed woman struggling with inefficient accounts payable process (1)</image:title></image:image><lastmod>2026-06-24</lastmod></url><url><loc>https://www.troypay.io/blog/how-to-reduce-invoice-processing-costs</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Man%20calculating%20AP%20automation%20ROI.png</image:loc><image:caption>Man calculating AP automation ROI</image:caption><image:title>Man calculating AP automation ROI</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/How%20to%20Reduce%20Invoice%20Processing%20Costs.png</image:loc><image:caption>How to Reduce Invoice Processing Costs</image:caption><image:title>How to Reduce Invoice Processing Costs</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Real-Time%20Payment%20Tracking.png</image:loc><image:caption>Real-Time Payment Tracking</image:caption><image:title>Real-Time Payment Tracking</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Benefits%20beyond%20lower%20costs%20of%20invoice%20processing.png</image:loc><image:caption>Benefits beyond lower costs of invoice processing</image:caption><image:title>Benefits beyond lower costs of invoice processing</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/_Average%20Cost%20to%20Process%20an%20Invoice%20Comparison.png</image:loc><image:caption>_Average Cost to Process an Invoice Comparison</image:caption><image:title>_Average Cost to Process an Invoice Comparison</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy-pay-pos-logo.png</image:loc><image:caption>troy-pay-pos-logo</image:caption><image:title>troy-pay-pos-logo</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><lastmod>2026-07-14</lastmod></url><url><loc>https://www.troypay.io/payment-onboarding-vendor-setup-platform</loc><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Dark%20blue%20document%20storage%20con.png</image:loc><image:caption>Dark blue document storage con</image:caption><image:title>Dark blue document storage con</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Admin%20using%20single%20sign-on%20and%20multi%20factor%20authentication%20with.webp</image:loc><image:caption>Admin using single sign-on and multi factor authentication with</image:caption><image:title>Admin using single sign-on and multi factor authentication with</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/search.svg</image:loc><image:caption>search</image:caption><image:title>search</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/TROY%20Pay%20-%20Guided%20Onboardng%20and%20Support%20%20copy.webp</image:loc><image:caption>TROY Pay - Guided Onboardng and Support  copy</image:caption><image:title>TROY Pay - Guided Onboardng and Support  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icon</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/troy_rgb_blue_logo-1.png</image:loc><image:caption>troy_rgb_blue_logo-1</image:caption><image:title>troy_rgb_blue_logo-1</image:title></image:image><image:image><image:loc>https://8648589.fs1.hubspotusercontent-na1.net/hubfs/8648589/Dark%20blue%20vendor%20data%20upload%20icon.png</image:loc><image:caption>Dark blue vendor data upload icon</image:caption><image:title>Dark blue vendor data upload 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